Personal Loans from $5,000 – $25,000**

  •  Bad credit history & defaults considered
  •  Approvals in as little as 48hrs*
  •  No penalty for early payout#

You are more than a credit score


Have you had a default?


Been discharged from bankruptcy?

Missed Payment

Missed payment on bills?

Do it your way

We know one size doesn’t fit all so why should your loan be that way!

Personalised Rates

Personalised interest rate

We take the time to understand your unique circumstances and can offer you a rate that is suited to your credit history.


Loans from $5,000 - $25,000**

If you’re looking to renovate your home, ready to tie the knot or are in need of a long overdue holiday, we may be able to help.

Pay It Off Sooner

Pay it off sooner

If you want to pay extra every week and pay your loan off sooner, our consumer loans have no early pay out fees!#

Let’s make it happen!

Client Testimonial

Supportive, understanding and customer focused. They are not a bank, they are a dedicated team of real humans who take personal circumstances into consideration.


Why Finance One?
Because we believe in second chances

In this together

In this together

We can tailor our loans and repayment solutions to meet your very own needs and circumstances.

100% Aussie

100% Aussie

With offices in Townsville and Brisbane our team is ready to assist you in finding financial success.

You are more

You are more

We see you as more than your credit file. Don’t hold back and enjoy the important things in life.

^24 hour responses are subject to satisfactory information and documentation being provided.

**Secured Personal Loans available between $5,000 – $25,000.

Unsecured Personal Loans available between $5,000 – $15,000.

# No early payout only applies to Finance One Consumer Loans.

Normal lending criteria, terms & conditions and fees & charges apply.

Finance One means:
Fin One Pty Ltd – ABN: 80 139 719 903
Australian Credit Licence: 387528

Head Office 49 Dalrymple Road, Garbutt QLD 4814
Postal Address PO Box 339, Hyde Park Castletown, QLD 4812
Phone: 1800 346 663