Bad Credit Business Loan
Loans from $8,000 to $150,000**
Don’t let bad credit hold your business back.
Apply for a Finance One Business Loan.
Running a business is challenging enough without the added stress of being knocked back due to a low credit score. At Finance One Commercial, we look beyond the numbers to offer business loans. Our team takes the time to understand your business, your income and your goals so we can find a solution that helps you move forward. We’re trusted as a local commercial lender for bad credit that supports real Australian businesses when others don’t.
Loans from $8,000 to $150,000**
Loan Terms from 3 - 7 years
Approvals in as little as 24 hours**
What can I use a bad credit business loan for?
Every business is different, so we provide loans that can be used in the ways that matter most to you. Our bad credit business loans may help with:
- Purchasing new business equipment or tools
- Funding stock and inventory
- Covering costs for business vehicles
- Expanding or upgrading your premises
- Smoothing out cashflow
Whether you need small business funding with bad credit for day-to-day operations or long-term investments, we take a flexible approach to get you moving in the right direction. For business owners who want a small business loan but have bad credit history, Finance One Commercial provides another way forward.
Can I apply for a Finance One Commercial Loan?
We believe in second chances and make our application process straightforward. If you meet these basics, you may be eligible to apply for ABN loans with bad credit.
ABN loan bad credit.
You’ll need to have an ABN or ACN.
Income.
Show proof of regular income from your business.
Age.
You must be at least 21 years old.
Credit History.
We can work with defaults or if you’ve been discharged from bankruptcy.
Getting approval for an ABN loan with bad credit doesn’t need to feel impossible. We make the process simple and supportive so you can get back to focusing on your business.
Why Finance One Commercial? Because we believe in second chances.
Banks often say no, but we say let’s look again. At Finance One Commercial, we’ve built our reputation on helping businesses that don’t tick all the usual boxes.
Flexibility repayments
Pay extra or increase your repayment amount anytime.
100% Australian Owned
With offices in Townsville and Brisbane, we’re proud to support local businesses across the country.
Personal service
Our team gets to know you and your business, providing guidance and support every step of the way.
When it comes to bad or low credit and business loans, we understand that you’re more than a credit score. If you’re looking for tailored solutions like truck finance, trailer loans or forklift finance, we’re here to help.
Apply for a Business Loan Today
Applying for a bad credit business loan with Finance One Commercial is simple. Collect your ABN/ACN, driver’s licence details, basic information about your business and recent business account statements, then talk to us. Let us help you secure the funding you need to reach your business goals.
*24 hour lapprovals are subject to satisfactory documentation being provided to assess the application.